Happy Holidays!

Dear Friends:

This has been a year of challenges for me personally, for our country, and for the world. I have great hope, but I know many of us are making due with less these days. Let's remember that the folks who were already making due with nothing have nowhere else to downsize to. Do what you can to help, and no way of helping is truly ever small!

For those of you who feel alone this holiday season, please know that you are not alone.

With love,

Howard "JJ" Jackson